Building your credit score

Loans credit score

Your credit score is a number that shows how you manage finances and lets lenders know whether or not you are a good borrower and will be able to pay back what they lend you. A good credit score means that the lender will be willing and more comfortable to loan you higher amounts.

You can build this score by;

  • Always honoring your existing loan repayments on time

  • You can start by taking out small loans (e.g  mobile credit like MShwari and KCB M-PESA) and paying them in time. The more loans you take and pay on time, the more you increase your score

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